Which free AI coding agents include the model? Six compared

Short answer

"Free AI coding agent" is used for two different things. Most of the tools on the published lists (Cline, Aider, OpenCode, Continue) are free to install and then ask you for an API key, so the model bill arrives from a provider instead of from them. That is a fine arrangement and it is not free.

The tools that actually include model access with no key and no card are a much shorter list: GitHub Copilot Free, Cursor on the Hobby plan, FreeBuff, and Clixad, with Amp Free and the Gemini CLI free tier alongside them in reduced form. This post covers what each grants, and which grants can be turned into finished work. Four of six cannot, and one vendor no longer publishes a number at all.

Just want to start coding without a key of your own? AI coding without an API key covers how Clixad does it, and a free AI coding agent with no credit card covers the signup.

Two different things called free

Cline, Aider, OpenCode and Continue are good free software, but they are clients: you point them at an API key you paid for, and the model bill arrives from OpenAI, Anthropic or Google.

In a second, much smaller category, inference is included: the vendor pays the model bill, or an advertiser does.

The filter for any list: after installing this, do I need to obtain model access from somebody else? Most "$0 forever" lists mix the two categories, which is why they look longer than the real set of options.

The shortlist that includes inference

These are the tools in wide use in August 2026 that give you model access without a key of your own. Figures are from each vendor's own pages, linked in Sources.

Free coding tools that include model access, and what each publishes as its allowance. Vendor figures, not engine output.
Tool Who pays for the model What the free tier grants
GitHub Copilot Free GitHub 2,000 code completions and 50 chat requests per month; no credit card required
Cursor (Hobby) Cursor "Limited" agent requests and tab completions; no numeric quota published
FreeBuff Advertisers, via text ads between agent turns Six one-hour sessions per day in limited mode, DeepSeek V4 Flash; a wider picker in supported regions
Amp Free Sourcegraph A free daily allowance, reported in May 2026 as being paused or reduced for more users
Gemini CLI free tier Google Flash models only since March 2026; Pro moved behind a paid subscription
Clixad Advertisers, via a rewarded offerwall in a browser tab 25,000 credits on signup, and up to 500,000 credits a day earned on completion

Which grants convert into work

A grant is only useful if you can work out what it finishes, and these six are denominated in five incompatible units. The obstacle is that a request is not a unit of work: one ordinary agent task is about a dozen model calls, because the agent resends the whole conversation every round.

Whether each published allowance can be converted into finished agent tasks, and what it converts to. A "no" follows from the unit itself.
Tool Unit granted Converts?
GitHub Copilot Free Completions + chat requests / month Partly: the 50 chat requests are about four agent tasks; the completions do no agent work
Cursor (Hobby) Unpublished No: there is no number to convert
FreeBuff Session-hours per day No: time does not divide into tokens
Amp Free A daily allowance, being reduced No: the figure is not stable enough to price
Gemini CLI free tier Requests per day, Flash only No: the published quota has moved during 2026
Clixad Credits, metered on real tokens Yes: directly, on the budget models

We would rather that table had more "yes" in it: a post where the only convertible unit is our own looks like a rigged demonstration. A vendor that meters tokens can tell you what your allowance buys. A vendor that grants requests, sessions or an unnamed "limited" amount cannot, even if it wants to.

One vendor stopped publishing its number

Cursor's Hobby plan used to carry a stated quota and no longer does. The current pricing page describes limited agent requests and limited tab completions without a figure, and the limit is account-specific and visible only in the dashboard after you sign up.

Articles still quote "2,000 completions and 50 requests" for Cursor, but that number is no longer on the page, so the row says "unpublished". That is a finding in itself: a free tier is a set of defaults somebody else controls, and a default nobody publishes can move without anyone noticing.

What the convertible ones are worth

Two of the six can be priced. Copilot Free publishes both of its numbers, so its allowance can be converted into inference at list rates through our own metering engine. A code completion is assumed to be 1,200 input tokens of surrounding code and 40 tokens back, the shape an earlier post declared in its markup.

Copilot Free's monthly allowance and Clixad's grants, priced through packages/pricing and converted into twelve-call agent tasks. Recomputed by a test; the workload shapes are read from the earlier posts that declared them.
Grant On the cheapest model On a mid coding model
Copilot Free: 2,000 completions / month 24,000 credits 390,000 credits
Copilot Free: 50 chat requests / month about four agent tasks, on any model
Clixad: 25,000 credits on signup 8 tasks 0 tasks
Clixad: 500,000 credits a day, earned 163 tasks 9 tasks

Copilot Free's headline allowance, the 2,000 completions, is 24,000 credits of inference on the cheapest model in our catalogue, about a quarter of a dollar at list rates. Inline completions are cheap to serve, which is why they are the generous part of a free tier and the chat requests are not.

Clixad's signup bonus is eight tasks on the cheapest model and none on a mid one: the same grant buys a week of work or nothing, depending on the row you spend it on. The daily figure arrives on completion, and most survey attempts end in a screenout that credits nothing, which is normal on every offerwall. Weigh that 500,000 against the attempts that pay nothing as well as the ones that pay.

How to pick

If you write mostly inline, in an editor: Copilot Free. Its generous half is exactly the half you would use, and completions are the cheapest thing any of these vendors serves.

If you want an agent and want to start this minute: FreeBuff. No account, no card, no earning step. Its ads sit between agent turns, and its launch post states that prompts and messages may be analyzed to personalise them. The comparison post covers that trade in detail.

If you want frontier models without a subscription, or an allowance you can actually count: Clixad. Credits meter against real usage, the frontier models run on credits you earn by completing an offer, and an unused hour costs nothing. The price is the offerwall: a browser tab, and attempts that often pay nothing.

Correction, 4 October 2026. This paragraph first said every model was on the same funding with no locked tier. Since 4 October 2026 the signup bonus and other bonus credits pay for the budget models only, and the premium models run on credits from a completed offer or a pack.

If you already hold an API key: Cline or Aider, and none of this applies to you. Your marginal cost is the token bill you were already paying, and no included-inference tier will beat holding the key yourself for predictability.

If none of the six suits you, a later post prices five routes to coding without paying at all, including a local open-weight model and a trial balance. Two later posts read these numbers more closely: what Gemini CLI's daily request quota buys, and when each of these tiers resets and what carries over.

If what you want is a free substitute for a paid agent, the comparison posts run our numbers against one tool at a time: Claude Code and the Codex CLI on subscriptions, and FreeBuff, whose free allowance changed in September.

FAQ

What is the best free AI coding agent that does not need an API key?

Four in wide use include model access instead of asking for a key: GitHub Copilot Free, Cursor on the Hobby plan, FreeBuff and Clixad. Amp Free and the Gemini CLI free tier also include inference but were reduced in 2026. They grant incompatible units: Copilot Free counts completions and chat requests per month, Cursor publishes no number, FreeBuff grants six one-hour sessions a day in limited mode, and Clixad meters credits against real token usage.

Are Cline, Aider and OpenCode free?

They are free to install and they are not free to run. Each is an open-source client that you point at your own API key, so the model bill comes from OpenAI, Anthropic or Google. That suits you if you already hold a key. Most lists of free coding agents mix these in with tools that include inference.

Is Clixad open source?

Its command line tool is. We publish the source under Apache-2.0 at github.com/clixad/cli. The gateway it talks to holds the provider keys and meters each call, which is how the model comes included, and that part is not open source.

How much work does a free AI coding tier actually finish?

Usually less than the headline number suggests, and often it cannot be worked out from the published figure. One agent task is around a dozen model calls, so Copilot Free's 50 chat requests a month are about four tasks. Its 2,000 monthly completions do no agent work; priced at 1,200 input and 40 output tokens each, they are 24,000 credits of inference on the cheapest model in our catalogue. Cursor's Hobby plan publishes no number to convert.

Is there a free AI coding agent with no credit card required?

Yes, several. GitHub Copilot Free requires no credit card, FreeBuff's launch post says "No account. No credit card. No config file.", and Clixad asks only for a GitHub sign-in. A tool can skip the card and still expect you to bring your own model access, so check that inference is included too.

Why do free coding tiers keep shrinking?

Inference costs the vendor real money per user, so a free allowance is a marketing line item, and line items get cut. Three moved in 2026: Google restricted the Gemini CLI free tier to Flash models in March, Amp reported pausing or reducing its free daily allowance for more users in May, and Cursor stopped publishing a Hobby quota.

Sources

  1. GitHub, Copilot plans and pricing, for the Free plan's 2,000 completions and 50 chat requests per month and its statement that no credit card is required. Read 12 August 2026.
  2. Freebuff, Introducing Freebuff: the free coding agent, for the limited-mode allowance ("Deepseek v4 Flash only, 6 one-hour sessions per day"), the regional split, the description of the ads, and "No account. No credit card. No config file." Read 12 August 2026.
  3. Google, Service update: mitigating abuse and prioritizing traffic, Gemini CLI discussion #22970, effective 25 March 2026, for the restriction of the free tier to Flash models.
  4. Sourcegraph, Amp Free Is Ad-Free, for the 23 May 2026 note on pausing or reducing the free daily allowance for more users.
  5. Cursor's Hobby plan: the absence of a published numeric quota is a statement about the current pricing page rather than a figure taken from it. Checked 12 August 2026.
  6. Credit figures: Clixad's own pricing engine, packages/pricing, over the model catalogue read from OpenRouter on 26 July 2026, recomputed by the test beside this post. The completion shape (1,200 input, 40 output) and the twelve-call task shape are read from the markup of the two earlier posts that declared them, so the figures cannot drift apart.
  7. Offerwall payouts: completed CPX offers as recorded in Clixad's own ledger, credited between 27 July 2026 and 12 September 2026 and read on 14 September 2026, held as CPX_COMPLETIONS in packages/pricing.